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	<title>Personal Finance</title>
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	<link>http://www.personalfinanceguidelines.com</link>
	<description>Personal Finance Tips and Information</description>
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		<title>District Attorney Thomas Zugibe on mortgage bailout fraud.</title>
		<link>http://www.personalfinanceguidelines.com/district-attorney-thomas-zugibe-on-mortgage-bailout-fraud/</link>
		<comments>http://www.personalfinanceguidelines.com/district-attorney-thomas-zugibe-on-mortgage-bailout-fraud/#comments</comments>
		<pubDate>Thu, 17 May 2012 01:38:18 +0000</pubDate>
		<dc:creator>David Hill</dc:creator>
				<category><![CDATA[Personal Finance Tips]]></category>
		<category><![CDATA[Attorney]]></category>
		<category><![CDATA[Bailout]]></category>
		<category><![CDATA[County District Attorney]]></category>
		<category><![CDATA[district]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Fraud]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage Bailout]]></category>
		<category><![CDATA[Mortgage Fraud]]></category>
		<category><![CDATA[Panelist]]></category>
		<category><![CDATA[Rockland County District Attorney]]></category>
		<category><![CDATA[Thomas]]></category>
		<category><![CDATA[Zugibe]]></category>

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		<description><![CDATA[Thomas P. Zugibe, Rockland County District Attorney discusses fraud directed at homeowners in foreclosure. Mr. Zugibe was the opening panelist for the Workshop because he made it clear that all the information that would follow could be trusted. There was nothing at this event that homeowners should be distrustful of.]]></description>
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Thomas P. Zugibe, Rockland County District Attorney discusses fraud directed at homeowners in foreclosure. Mr. Zugibe was the opening panelist for the Workshop because he made it clear that all the information that would follow could be trusted. There was nothing at this event that homeowners should be distrustful of.</p>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>2012 03 23 Time Laps Trading</title>
		<link>http://www.personalfinanceguidelines.com/2012-03-23-time-laps-trading/</link>
		<comments>http://www.personalfinanceguidelines.com/2012-03-23-time-laps-trading/#comments</comments>
		<pubDate>Wed, 16 May 2012 20:53:20 +0000</pubDate>
		<dc:creator>David Hill</dc:creator>
				<category><![CDATA[Investing Tips]]></category>
		<category><![CDATA[2012]]></category>
		<category><![CDATA[Fast Track]]></category>
		<category><![CDATA[Laps]]></category>
		<category><![CDATA[Time]]></category>
		<category><![CDATA[Time Laps]]></category>
		<category><![CDATA[Track Trader]]></category>
		<category><![CDATA[Trading]]></category>

		<guid isPermaLink="false">http://www.personalfinanceguidelines.com/2012-03-23-time-laps-trading/</guid>
		<description><![CDATA[Fast Track Trader, Time Laps Trading]]></description>
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Fast Track Trader, Time Laps Trading</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fox News and Master Your Debt &#8211; Jordan Goodman Interview with N. Cavuto</title>
		<link>http://www.personalfinanceguidelines.com/fox-news-and-master-your-debt-jordan-goodman-interview-with-n-cavuto/</link>
		<comments>http://www.personalfinanceguidelines.com/fox-news-and-master-your-debt-jordan-goodman-interview-with-n-cavuto/#comments</comments>
		<pubDate>Wed, 16 May 2012 18:29:30 +0000</pubDate>
		<dc:creator>David Hill</dc:creator>
				<category><![CDATA[Personal Finance Tips]]></category>
		<category><![CDATA[Broadcast Network]]></category>
		<category><![CDATA[Business Leaders]]></category>
		<category><![CDATA[Business Network]]></category>
		<category><![CDATA[Cavuto]]></category>
		<category><![CDATA[Cnbc]]></category>
		<category><![CDATA[Cnn]]></category>
		<category><![CDATA[Cnn News]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Fox News Network]]></category>
		<category><![CDATA[Goodman]]></category>
		<category><![CDATA[interview]]></category>
		<category><![CDATA[Interview Program]]></category>
		<category><![CDATA[Investment Clubs]]></category>
		<category><![CDATA[Jordan]]></category>
		<category><![CDATA[Jordan Goodman]]></category>
		<category><![CDATA[Keynote Speaker]]></category>
		<category><![CDATA[Local Tv Stations]]></category>
		<category><![CDATA[Master]]></category>
		<category><![CDATA[Money Answers]]></category>
		<category><![CDATA[Money Magazine]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Recent Books]]></category>
		<category><![CDATA[Seminar Leader]]></category>
		<category><![CDATA[Trade Associations]]></category>
		<category><![CDATA[Voice America]]></category>

		<guid isPermaLink="false">http://www.personalfinanceguidelines.com/fox-news-and-master-your-debt-jordan-goodman-interview-with-n-cavuto/</guid>
		<description><![CDATA[Jordan Goodman, &#8220;America&#8217;s Money Answers Man,&#8221; is a nationally-recognized expert on personal finance. A writer for MONEY Magazine for 18 years and author of 13 highly regarded books on personal finance, Jordan appears frequently on CNN, Fox News Network, Fox Business Network, CNBC, ABC, CBS, and on many local TV stations across the country. He [...]]]></description>
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Jordan Goodman, &#8220;America&#8217;s Money Answers Man,&#8221; is a nationally-recognized expert on personal finance. A writer for MONEY Magazine for 18 years and author of 13 highly regarded books on personal finance, Jordan appears frequently on CNN, Fox News Network, Fox Business Network, CNBC, ABC, CBS, and on many local TV stations across the country. He also is a regular guest on many national, regional, and local radio call-in shows and hosts his own weekly hour-long interview program, &#8220;The Money Answers Show&#8221;, on Voice America, the Internet&#8217;s largest broadcast network. Jordan also is in demand as a keynote speaker and break-out seminar leader for audiences of business leaders, executives, college students, trade associations, investment clubs, and the military. Whether on TV, radio, or before a live audience at a conference, Jordan delivers practical, cutting-edge information that helps Americans face the ever-changing challenge of getting, and keeping, their financial acts together. Jordan&#8217;s two most recent books may be found at the following links: Master Your Debt www.master-yourdebt.com Fast Profits in Hard Times http ..</p>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Real Estate Investment Analysis for Atlanta and Cleveland</title>
		<link>http://www.personalfinanceguidelines.com/real-estate-investment-analysis-for-atlanta-and-cleveland/</link>
		<comments>http://www.personalfinanceguidelines.com/real-estate-investment-analysis-for-atlanta-and-cleveland/#comments</comments>
		<pubDate>Wed, 16 May 2012 18:02:29 +0000</pubDate>
		<dc:creator>David Hill</dc:creator>
				<category><![CDATA[Investing Tips]]></category>
		<category><![CDATA[Analysis]]></category>
		<category><![CDATA[Atlanta]]></category>
		<category><![CDATA[Atlanta Ga]]></category>
		<category><![CDATA[Best Real Estate]]></category>
		<category><![CDATA[Business Network]]></category>
		<category><![CDATA[Ceo]]></category>
		<category><![CDATA[Cleveland]]></category>
		<category><![CDATA[Cleveland Oh]]></category>
		<category><![CDATA[Estate]]></category>
		<category><![CDATA[Estate Investment Analysis]]></category>
		<category><![CDATA[Fox]]></category>
		<category><![CDATA[Housing Market]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Investors]]></category>
		<category><![CDATA[Market Analyst]]></category>
		<category><![CDATA[National Television]]></category>
		<category><![CDATA[Rand]]></category>
		<category><![CDATA[Real]]></category>
		<category><![CDATA[Real Estate Investment]]></category>
		<category><![CDATA[Real Estate Investment Analysis]]></category>
		<category><![CDATA[Segment]]></category>

		<guid isPermaLink="false">http://www.personalfinanceguidelines.com/real-estate-investment-analysis-for-atlanta-and-cleveland/</guid>
		<description><![CDATA[OwnAmerica.com Rand on Real Estate comes to national television. The Fox Business Network is running a new segment called &#8220;Where to Invest Now&#8221; featuring Greg Rand, CEO of OwnAmerica, as housing market analyst making his picks of the best real estate markets in America for investors. In this episode Greg picked Atlanta, GA and Cleveland, [...]]]></description>
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OwnAmerica.com Rand on Real Estate comes to national television. The Fox Business Network is running a new segment called &#8220;Where to Invest Now&#8221; featuring Greg Rand, CEO of OwnAmerica, as housing market analyst making his picks of the best real estate markets in America for investors. In this episode Greg picked Atlanta, GA and Cleveland, OH. Check it out&#8230;</p>
]]></content:encoded>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Forex Video 2/19/12</title>
		<link>http://www.personalfinanceguidelines.com/forex-video-21912/</link>
		<comments>http://www.personalfinanceguidelines.com/forex-video-21912/#comments</comments>
		<pubDate>Tue, 15 May 2012 20:53:22 +0000</pubDate>
		<dc:creator>David Hill</dc:creator>
				<category><![CDATA[Investing Tips]]></category>
		<category><![CDATA[2/19/12]]></category>
		<category><![CDATA[Forex]]></category>
		<category><![CDATA[Video]]></category>
		<category><![CDATA[Video Update]]></category>

		<guid isPermaLink="false">http://www.personalfinanceguidelines.com/forex-video-21912/</guid>
		<description><![CDATA[epitometrading.com. update video for the week ahead. I would like to say thanks for all the positive feed back from those that attended the IB webinar.]]></description>
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epitometrading.com. update video for the week ahead. I would like to say thanks for all the positive feed back from those that attended the IB webinar.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Webinar Gratis &#8211; Forex Trading Online con Max W. Soldini &#8211; 29/09/2011 seconda parte</title>
		<link>http://www.personalfinanceguidelines.com/webinar-gratis-forex-trading-online-con-max-w-soldini-29092011-seconda-parte/</link>
		<comments>http://www.personalfinanceguidelines.com/webinar-gratis-forex-trading-online-con-max-w-soldini-29092011-seconda-parte/#comments</comments>
		<pubDate>Mon, 14 May 2012 20:53:20 +0000</pubDate>
		<dc:creator>David Hill</dc:creator>
				<category><![CDATA[Investing Tips]]></category>
		<category><![CDATA[29/09/2011]]></category>
		<category><![CDATA[Andrea]]></category>
		<category><![CDATA[Avvocato]]></category>
		<category><![CDATA[Blog]]></category>
		<category><![CDATA[Dei]]></category>
		<category><![CDATA[Forex]]></category>
		<category><![CDATA[Forex Trading Online]]></category>
		<category><![CDATA[Gratis]]></category>
		<category><![CDATA[L Evoluzione]]></category>
		<category><![CDATA[Le Con]]></category>
		<category><![CDATA[Online]]></category>
		<category><![CDATA[parte]]></category>
		<category><![CDATA[Ricordo]]></category>
		<category><![CDATA[seconda]]></category>
		<category><![CDATA[Soldini]]></category>
		<category><![CDATA[Trading]]></category>
		<category><![CDATA[Tutto Gratis]]></category>
		<category><![CDATA[Volta]]></category>
		<category><![CDATA[Webinar]]></category>

		<guid isPermaLink="false">http://www.personalfinanceguidelines.com/webinar-gratis-forex-trading-online-con-max-w-soldini-29092011-seconda-parte/</guid>
		<description><![CDATA[Anche questa volta il Webinar con Max W. Soldini dal blog www.possofartidiventarericco.it ha lasciato il segno. Suggerimenti, Tecniche e Disciplina tutto descritto in modo elementare ma fondamentale per la professione del &#8220;trader Idiota&#8221;, nome coniato proprio in www.possofartidiventarericco.it Se vai a vedere i commenti post-Webinar ti renderai conto di quanto stiano regalando i Webinar condotti [...]]]></description>
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Anche questa volta il Webinar con Max W. Soldini dal blog www.possofartidiventarericco.it ha lasciato il segno. Suggerimenti, Tecniche e Disciplina tutto descritto in modo elementare ma fondamentale per la professione del &#8220;trader Idiota&#8221;, nome coniato proprio in www.possofartidiventarericco.it Se vai a vedere i commenti post-Webinar ti renderai conto di quanto stiano regalando i Webinar condotti da Max W. Soldini. L&#8217;evoluzione del trading online. Durante il Webinar, molti dei fortunati presenti hanno dichiarato le proprie operazioni con profitto eseguite mentre Max spiegava il suo modo di operare. Oltre ad essere tutto gratis, in questi webinar, molti dei presenti si sono anche portati a casa un buon profitto. Molte foto delle operazioni le trovi nel blog www.possofartidiventarericco.it Giovedì prossimo, 6 ottobre 2011, alle ore 20,30, ti ricordo che dal blog www.possofartidiventarericco.it di Max ei suoi amici, andrà in diretta un webinar con l&#8217;avvocato Andrea, esperto in diritto immobiliare, su Saldo e Stralcio. NON PUOI ASSOLUTAMENTE PERDERTELO! Ciao e buona visione</p>
]]></content:encoded>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Buying Roseville Real Estate &#8211; 14 Pitfalls In Escrow</title>
		<link>http://www.personalfinanceguidelines.com/buying-roseville-real-estate-14-pitfalls-in-escrow/</link>
		<comments>http://www.personalfinanceguidelines.com/buying-roseville-real-estate-14-pitfalls-in-escrow/#comments</comments>
		<pubDate>Mon, 14 May 2012 18:35:14 +0000</pubDate>
		<dc:creator>David Hill</dc:creator>
				<category><![CDATA[Personal Finance Tips]]></category>
		<category><![CDATA[Buying]]></category>
		<category><![CDATA[Escrow]]></category>
		<category><![CDATA[Estate]]></category>
		<category><![CDATA[Pitfalls]]></category>
		<category><![CDATA[Real]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Roseville]]></category>

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		<description><![CDATA[When buying Roseville real estate, it&#8217;s important to watch out for common pitfalls during escrow. Anyone buying Roseville Real Estate needs to watch this video.]]></description>
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When buying Roseville real estate, it&#8217;s important to watch out for common pitfalls during escrow. Anyone buying Roseville Real Estate needs to watch this video.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>You&#8217;re on Your Own</title>
		<link>http://www.personalfinanceguidelines.com/youre-on-your-own/</link>
		<comments>http://www.personalfinanceguidelines.com/youre-on-your-own/#comments</comments>
		<pubDate>Mon, 14 May 2012 18:29:26 +0000</pubDate>
		<dc:creator>David Hill</dc:creator>
				<category><![CDATA[Personal Finance Tips]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[Hidden Risks]]></category>
		<category><![CDATA[Management Professor]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[School Of Management]]></category>
		<category><![CDATA[You're]]></category>
		<category><![CDATA[Zvi]]></category>

		<guid isPermaLink="false">http://www.personalfinanceguidelines.com/youre-on-your-own/</guid>
		<description><![CDATA[This series of ten videos features School of Management Professor Zvi Bodie discussing crucial topics in personal finance. From the hidden risks in your 401k to the age you should retire, Professor Bodie covers much of the ground in his book Worry Free Investing.]]></description>
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This series of ten videos features School of Management Professor Zvi Bodie discussing crucial topics in personal finance. From the hidden risks in your 401k to the age you should retire, Professor Bodie covers much of the ground in his book Worry Free Investing.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Real Estate Investing Secrest! The Time Is NOW &#8211; Take Action</title>
		<link>http://www.personalfinanceguidelines.com/real-estate-investing-secrest-the-time-is-now-take-action/</link>
		<comments>http://www.personalfinanceguidelines.com/real-estate-investing-secrest-the-time-is-now-take-action/#comments</comments>
		<pubDate>Mon, 14 May 2012 18:02:25 +0000</pubDate>
		<dc:creator>David Hill</dc:creator>
				<category><![CDATA[Investing Tips]]></category>
		<category><![CDATA[Action]]></category>
		<category><![CDATA[Estate]]></category>
		<category><![CDATA[Flip This House]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[Jd]]></category>
		<category><![CDATA[Merrill]]></category>
		<category><![CDATA[Paul Esajian]]></category>
		<category><![CDATA[Real]]></category>
		<category><![CDATA[Real Estate Investor]]></category>
		<category><![CDATA[Secrest]]></category>
		<category><![CDATA[take]]></category>
		<category><![CDATA[Time]]></category>

		<guid isPermaLink="false">http://www.personalfinanceguidelines.com/real-estate-investing-secrest-the-time-is-now-take-action/</guid>
		<description><![CDATA[FortuneBuildersU.com &#8220;Real Estate Investing Secrest! The Time Is NOW &#8211; Take Action&#8221; Paul Esajian, JD Esajian, Than Merrill, and the crew from A&#038;E&#8217;s hit TV Show Flip This House discuss how NOW is the time to be a Real Estate Investor]]></description>
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FortuneBuildersU.com &#8220;Real Estate Investing Secrest! The Time Is NOW &#8211; Take Action&#8221; Paul Esajian, JD Esajian, Than Merrill, and the crew from A&#038;E&#8217;s hit TV Show Flip This House discuss how NOW is the time to be a Real Estate Investor</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>This Month in Real Estate (Canada) September 2011</title>
		<link>http://www.personalfinanceguidelines.com/this-month-in-real-estate-canada-september-2011/</link>
		<comments>http://www.personalfinanceguidelines.com/this-month-in-real-estate-canada-september-2011/#comments</comments>
		<pubDate>Sun, 13 May 2012 01:38:19 +0000</pubDate>
		<dc:creator>David Hill</dc:creator>
				<category><![CDATA[Personal Finance Tips]]></category>
		<category><![CDATA[2011]]></category>
		<category><![CDATA[Canada]]></category>
		<category><![CDATA[Estate]]></category>
		<category><![CDATA[Furber]]></category>
		<category><![CDATA[Home Loan]]></category>
		<category><![CDATA[Home Stretch]]></category>
		<category><![CDATA[Interest Rates]]></category>
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		<category><![CDATA[Negotiation]]></category>
		<category><![CDATA[New Survey]]></category>
		<category><![CDATA[Paperwork]]></category>
		<category><![CDATA[Phone Calls]]></category>
		<category><![CDATA[Prequalified]]></category>
		<category><![CDATA[Real]]></category>
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		<category><![CDATA[Risk]]></category>
		<category><![CDATA[September]]></category>
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		<guid isPermaLink="false">http://www.personalfinanceguidelines.com/this-month-in-real-estate-canada-september-2011/</guid>
		<description><![CDATA[www.kw.com Hello and welcome to This Month in Real Estate, I&#8217;m John Furber. Hello and welcome to This Month in Real Estate. I&#8217;m JOHN FURBER. Our top story A new survey reveals some surprising results about the power of being prequalified for a home loan. But first, the numbers. MAIN And now, our top story. [...]]]></description>
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www.kw.com Hello and welcome to This Month in Real Estate, I&#8217;m John Furber. Hello and welcome to This Month in Real Estate. I&#8217;m JOHN FURBER. Our top story A new survey reveals some surprising results about the power of being prequalified for a home loan. But first, the numbers. MAIN And now, our top story. According to KW research buyers who were prequalified had a significant negotiation advantage than buyers who made an offer with &#8220;subject to financing&#8221; conditions. More importantly, prequalification can protect buyers against a rate spike by locking in a rate for up to 60 days. If you&#8217;re looking for a negotiation advantage and the assurance that your interest rates are locked in, prequalification might be your first step. For more we turn to News You Can Use. Once you&#8217;ve made your offer and have completed the inspection process, you&#8217;re in the &#8220;home&#8221; stretch! But we&#8217;re not there yet! This is the time when many buyers put the transaction at risk. Here are just a few things to keep in mind as you head toward closing on your home &#8230; • Stay in control of your credit and finances. If you are tempted to make any large purchases during this time, it&#8217;s best to talk to your lender first. • Keep in touch with your agent and lender, returning all phone calls and completing paperwork promptly. • Verify with your lender that all mortgage funding steps are completed. • Confirm with your lawyer, lender and sales representative that you have all the documents and funds needed for <b>&#8230;</b></p>
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